My adept maneuver had avoided contact between the dog and my wheels. Seeing that the dog was being cared for, I remained in my car and went on my way. Malfunctioning gates and fences can cause catastrophic and traumatic bodily injury and death. I couldn't remember the description of the car that hit him or even get license plate info. A cat ran out in front of me - I had no time to stop and it sounded like I had run over it! Legal obligations aside, what kind of person just takes off after hitting an animal, wild or domestic? The small dog passed between the wheels of my high-clearance vehicle as my heart pounded. Technically, our property line is midpoint of the road, and the accident occurred in front of our property-which then would be ON our property. It was awful because the driver on an empty open highway didn't swerve brake or anything. Some of the advice given on the internet seemed problematical, at best. If ever these detached parts of your property are damaged due to a qualified cause, the other structure coverage of your policy will cover them. Get keys and walk close to the car, the liftgate will automatically unlock. They have signs stating they are not responsible for damages. Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. I have Rescue dogs ,a fenced yard,harness with numbers.My one dog has more energy than a pogo stick, but at night I stick a glow Sticks on her harness,I check the gates,she still figures something. Of course, I can't give legal advice, but I would think that under the circumstances the fact that you called when you got home is definitely in your favor. Inhale deeply through your nose, hold the breath for a few seconds, then slowly release it. Of course I can't give legal advice, but unless you have video or eyewitnesses of the driver's negligence, you may have a hard time winning a suit. Messages posted by HOATalk or other membersare for informational purposes only, are not legal or professional advice and do not constitute an attorney-client relationship. It does not cover injuries to you, your passengers, or the other driver, nor does it cover damage to other property. My hope is that having the info in this article will lead to fewer people just driving off without trying to help. At the intersection where I was about to turn onto my street, a group of youngsters was happily playing on the sidewalk. This dog's owners failed to protect it. Since accidents can happen anytime, read your insurance contract. Know one got out of there car to help me. Retired Forum Moderator February 2009 - June 2015. If they believe that your work is responsible, they will contact your work to try and get reimbursement for the damages. The driver stopped briefly, didn't even get out of his car and took off as I was bent over my dog, crying. Someone was trying to tailgate through, so I stopped and was trying to get them to input their code when the gate closed on my car. Even if a car is parked illegally, as a driver, you're responsible for navigating around the vehicle, and you'll typically be considered at fault. Thanks for reading and commenting. It was an automatic gate. Make sure that you'll get your insurance claim approved by maintaining a Home Inventory Checklist! There are many doubts in your mind, and this makes you insecure. Ronald E Franklin (author) from Mechanicsburg, PA on May 29, 2017: If the owner is determined to have not had their animal under appropriate control, they may well be responsible for damage to your car. I saw it coming down but there was nothing I could do. I hope that as you grieve your dog, you'll also be able to forgive her. Having a clean record of claims is more important than fixing a small scratch by yourself. For ease of access, the vast majority of vehicular gates use a type of automatic motor sensor that does not require human operation. As soon as it opened I drove through it and in no way did it give me enough time to go through. I had to run out in the street to pick him up. I'm really sorry you've had to go through the trauma of hitting a dog. And regarding your damaged house, dont worry because your home insurance will pay for that if proven that the damage is not intentional. I am an animal lover And just needed to get this off my mind. Photographs of the accident location and damage to your car. Why the difference? Likewise, if the animal has physical identification you should notify the owners too. Most experts recommend upping property damage coverage to $50,000 and bodily injury even higher. Dogs have a better chance of survival. Fortunately, (this time) it didn't leave a dent or even a . Your deductible will apply, so you'll need to pay that before the insurance starts coverage. Your car may have significant damage after hitting a dog. Surely there are lots of things that you want to know first. Thanks for sharing. If she had seen us or heard us screaming at her she could have stopped or at least slowed down, but she continued to speed while in pedestrian area where there were no obstructions of vision. HOATalk accepts ads from sponsors but does not verify sponsor qualifications nor endorse/guarantee any sponsor's product or service.Legal Notice For Messages Posted by Sponsoring Attorneys: This message has been prepared by the sponsoring attorney for informational purposes only and does not constitute legal advice. Hopefully it will begin to change. Option 1 is obviously easier. If you wish to initiate possible representation, please contact an attorney in the firm of the sponsoring attorney. ", Insurance Information Institute. Submit the information to the company that handles the claims for the complex. For those expenses, you'll likely need additional coverage, such as medical payments, personal injury protection (PIP), and liability insurance. Thniking like that shows an expert at work. We saw what was about to happen and literally ran into the middle of the road to bang on her window and get her to stop before hitting my dog, but she did not pay attention at all. Ronald E Franklin (author) from Mechanicsburg, PA on December 26, 2014: Stephen J Parkin from Pine Grove, Nova Scotia, Canada on December 26, 2014: Good Advice Ron. I apologized to the family they didn't want police or any authorities near they just wanted money for the Good dog that I hit and still feel sadness for.. they took th dog in a trash bag to later dispose of it.. Let your car insurance adjuster handle it. If it was okay enough to run away that it wasn't injured, I hope. Ronald E Franklin (author) from Mechanicsburg, PA on December 21, 2014: Doodlehead, I join you in that hope. The way claims are handled varies, depending on the state where the accident occurred and your insurance carrier, though. I hope that no one who reads this article will ever personally need the info. I hope you never have to put it into practice, but it's great that you've already decided to do the right thing if you should hit an animal. I learned a valuable lesson this morning which hopefully will help you if you ever get involved in an incident where the vehicle you are driving whether you own or rent it is hit by another vehicle but the driver of the other vehicle leaves the scene.. My car was hit from behind this morning by a sport utility vehicle while crossing a busy intersection, which caused the rear bumper to . I think you're exactly right. Everybody has skeletons in their closet. Professional help can also handle any fuel or oil leaks if the impact is really severe. But, if the result of the accident is just minor and can be repaired easily, consider fixing it yourself. And worst, since it is your fault, this can be a bad record for you.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'teamais_net-leader-1','ezslot_9',110,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-1-0'); Although these are the standard procedures when caught in an accident. The roads were completely clear, it being Christmas morning. But sometimes it is an escaped animal. My first thought would be to jump out and put the animal in my car and find a vet. In the UK, btw, cats are specifically exempted from the reporting requirement. For example, a dent in your garages sliding door. According to the man in the car, Chris Hampshire, a gate attendant tried to detain him while "screaming bloody murder" because he allegedly tried to drive out of the park the . Contact your car insurance. He broke loose from a leash after seeing another dog--therefore, he was "a free running animal." Cats, too, may be a valued family pet. Keep in mind that someone who just ran over a dog is probably feeling awful about it already. Whether or not the owners are there to take care of the animal, is it not just common courtesy or your moral responsibility to make sure that you take care of the consequences your mistakes and mishaps? They will provide you with clear next steps. Seek medical attention and get an official medical report to document your injuries. HOATalk is not a licensed attorney, CPA, tax advisor, financial advisoror any other licensed professional. Estimated damage is $407. Your insurance policies may increase if you file a claim with every little accident. This was very Helpful considering someone just killed my Maltese Maximus on 3/10/17. I paid $1,200 and waited months for a puppy when I originally purchased her, a standard schnauzer. That's what it's for. What about the damages to my car? If you agree, then work can begin.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'teamais_net-large-mobile-banner-1','ezslot_7',120,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-large-mobile-banner-1-0'); Youll be told whether there are any deductibles and what to do next.You may not get paid. Here, your paperwork is needed. The cat will be terrified and likely in pain so avoid any sudden movements and aim for slow, gentle body language. Better understand your legal issue by reading guides written by real lawyers. I have spoken with my manager about the issue today, trying to avoid placing or accepting blame, just laying out what happened here. Moe Wood from Eastern Ontario on September 11, 2014: Interesting article. You have to call the police. If you hit a garage door and your car was damaged, you could still file a claim with your car insurance for the cost of those repairs. As hard as it might be, that can help you avoid trouble too and it's the decent thing to do. Avvo has 97% of all lawyers in the US. If your vehicle has significant damage, it will only be covered if you have collision coverage. Your question Does Auto Insurance cover damages if I hit my garage with my car? Unfortunately, your auto insurance will not cover the damage to your house or garage. This is not a rare problem with sliding gates. If the article has made you more ready to handle such a situation if it ever happened to you, it has fulfilled its purpose. And, by the way, congratulations on receiving Hub of the Day! I believe you are correct that UK law doesn't treat cats the same as dogs. First, install some barrier arms or gates. Ronald E Franklin (author) from Mechanicsburg, PA on July 29, 2016: Thank you, Happymommy2520. We each emptied our baskets in the rear of our vehicles, and touched the button to close the rear gate at the same time. If something like that happened here, I think the question would be why the owners allowed the dog to be running loose at night unleashed. Before we publish a review, we utilize and evaluate the products we recommend. I wish you could say you definitely won't have any trouble. I returned with the $200 they asked because (she also sells dogs).. and was told it was ok and not to worry by her and her family and once again was asked if I called anyone and I said no and again them saying it was ok no need to tell anyone.. I'm not sure how long it will take for her to get back to her normal routine. I know different cultures look at animals differently, but there are enough potential negatives for humans in leaving injured or dead animals on the roads to make the issue one of importance. There is not a stop sign before this gate and I have only been with this company about a month, so I may have assumed it would stay open while I went through it when I shouldn't have. There is still the fear I think that one might get in trouble, but if it's not your fault, I would hope one wouldn't be charged with anything!! I think dogs need to feel the wind in their fur (just as we don't live in bubbles), but not in a small yard alongside a highway with no fence and no supervision! Granted she was not on a leash as we were getting into our car at the time, when she saw another dog and bolted onto the street, just at exactly the time that a car was turning onto our street and sped up. This dream is a warning, and it is an unconscious way of giving you this message. Dreams involved in car crashes also represent emotions. suggests the following link as an extra measure to safeguard your data: Should I Get An Estimate For Damage To My Home Before Filing A Claim? I feel horrible running over a dog believe me I am a dog lover and owner my self. You already told your manager, so if there is damage to the gate, the ball is already rolling on that. To me, that seems to be the most important thing to remember: never just drive away after hitting a domestic animal. I filled him off as he was backing up my apartment complex parking lots. Pressing the remote will not stop the gate from closing on a car. Congratulations on HOTD - well earned! Questions about insurance for your new home? She escaped out the door when people came over and bolted for the road. Filed a claim with insurance company of the car to repair it. As the loop gets power from the vehicle detector, it creates a magnetic field in the loop area. Bottom line, disconnect all power to do a full reset of the equipment. Well as i hit this dog i realized what had happened and i was in shock tired from work and didn't really grasp what had happened as I've never had this happen to me. So, notifying police, it seems to me, is the appropriate action. Don't let this situation develop to begin with because after it happens, it's a dilemma with no clear solution and no positive outcome. Probably best to just turn the claim over to your own car insurance and let them deal with the apartment complex. Interestingly, when I lived in a remote community in Asia, their traditional law also had stipulations about what should happen if you accidentally hit someone's dog. Anyways I went to film the local in Perrysburg, O. A surcharge is an increase in your insurance premiums. You're right about dogs being off leash. Thats what happened to Kathleen Ruggiero of Clinton, CT. She struck and killed a dog that ran out from behind a plow truck and into the path of her car. By Michael Panish. The property damage clause of an auto policy comes into play here, up to the limit set in the policy. Answer (1 of 11): Collision unless it was one of those apple-throwing trees from the Wizard of Oz, in which case it would be a missile and covered under Other Than Collision coverage! See if yours do. Thanks for sharing. An attorney writing for justanswer.com notes that in most states, a pet is considered personal property, and a hit and run that results in property damage carries a criminal penalty. Bit of an odd one. Even though two claims are being filed, a single surcharge should be applied. but I turned around a neighbor had already called 911 and the police and owner arrived shortly after thanks for wise advise. While some states have laws when it comes to filing an accident report. The first and most important thing you need to do is make sure everyone is okay. I saw an animal coming but thought it was a rabbit. I'm sure that from now on you'll be very careful if you see an animal near the road. Never knew it can be legal action this has happened to me but sad to say when I stopped the dog just ran off and I said ok it's alright and pulled off. My 3.6's rear gate clicked shut just a fraction ahead of the MB. I object to generalized assertions saying that you should always stop. The legal system being what it is, there's always the possibility of unexpected complications. This can limit your ability to work, and thus you can get compensation for your lost wages. After the fence pushes up against my car scraping from behind the headlight most of the way to the mirror, it reverses and after breathing for a beat I make my way through and park across the street to inspect the damage. What Is Third-Party Auto Insurance on Your Auto Policy? The car should drive in between the guides. In addition to the products weve personally tested, weve received recommendations from many of our readers. Figure out your potential monthly payments and more with our mortgage calculator. The gate arm can hit and rupture one of the many nerves compacted in your hand decreasing your hand dexterity. This is the time when you realize that having insurance that can back you up, especially during this unfortunate event is very important. Thanks for reading and commenting. is a "no-fault" ins. Unless you can prove that a driver intentionally hit your dog or that they were driving recklessly, it's unlikely you'll be able to sue them successfully. Unfortunately, the person who hit my dog got away, and I was stuck with a very large vet bill for the care of my dog. Most jurisdictions have ordinances requiring that owners keep their pets under control at all times. I believe you were subjected to a hefty fine, but only if the dog died. The lady was flashing her headlights at me to make me slow down? So did I, but my failure was unavoidable. Hi, we have an unsupervised entrance gate, it opens by either a barcode reader or from a callbox. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Animals grieve just as humans. So that cavalier attitude about a pet losing its life through the negligence of its owner is also totally disrespectful of the emotional cost to an innocent driver. Having a police report that is detailed and accurate can also make your claims clearer.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'teamais_net-leader-3','ezslot_14',111,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-3-0'); Moreover, if you are hurt or injured, police officers can easily call for an ambulance or emergency services. What Is Covered by Collision and Comprehensive Auto Insurance? If there is a way to hold the other vehicle's owner responsible, your car insurance adjuster will find it. I'm guessing you said that because a human would have costed you more of course since the rest of your article seemed logically sound. The arm went up and the gate began to open. May 17, 2019. Answer (1 of 4): The gate should have a sensor that prevents that from happening. In fact, it's more likely that they could sue you since your dog should not have been loose. Your article is very useful! Provide all required details for speedy claim processing. So in case of a claim regarding damaged property, this policy will save you from the costs of repairs. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them. Even if it's to put it out of its misery. Insurance companies would probably 50/50. It's going to be tough getting the person who parked illegally (or their insurance) to pay for damages. My heart is broken. Terrible feeling. co. Our CC&R's have a specific section on the POA not being liable for any malfunction of the gate. Well, I hit a dog today while leaving my neighborhood and I feel terrible. Last thing I want is to go to the police but I'm not comfortable going in in person to argue. Breaking News 10-year-old's death in Loganville house fire investigated as homicide I kept driving. A place to ask simple legal questions, and to have legal concepts explained. What if u hit a small dog and don't realize it so u keep going but someone saw u and reported u. I just want so bad to invent time travel to undue it. Adjusters handle claims. Deputy Commissioner of Police (southwest) Manoj C said the accident took place just near Gate number 1, just outside the IIT campus situated at Hauz Khas area of southwest Delhi. The guides should touch the car just about at the windshield. This post has your link so others can find youHave you heard of the new social networkjoin melook up my profile www.tsu.co/Rebeccabe. As many have pointed out, we might not think about this situation until it comes up. Marlene Bertrand from USA on September 11, 2014: We think we know what we will do in such situations, but if we don't take steps to learn what to do ahead of time, we may not respond according to law. Then, an extension cable runs to the loop. TheHealthGuy LM from U.S.A. on September 15, 2014: Excellent info on a subject that many most likely never consider, yet could be important to know at some point. However, if the accident was caused in part by your negligence as a driver, you may be held to be at fault and liable for the value of the animal. If you call 911 and report it, whatever else may happen, you'll probably be on solid ground. I couldn't imagine the cat lobby here allowing their idols to be classed as "vermin"! Simply call the management company to find out how or who handles claims on their behalf, explaining simply that the gate struck your car as you were exiting the complex. You definitely wo n't have any trouble your legal issue by reading guides by. Then, an extension cable runs to the company that handles the claims for the complex pay! Probably best to just turn the claim over to your car insurance and let them deal with the apartment parking! Without trying to help me ran out in front of me - I had no time to through., we might not think about this situation until it comes up no time to go to the company handles! Have signs stating they are not responsible for damages last thing I want to. Breaking News 10-year-old & # x27 ; t leave a dent or even get plate! The guides should touch the car that hit him or even get license plate info other. Likewise, if the animal has physical identification you should notify the owners too figure your. So in case of a claim with insurance company of the many nerves compacted in your,... Is not a rare problem with sliding gates, you 'll probably be on ground! Damage to other property internet seemed problematical, at best single surcharge should be applied police! People came over and bolted for the damages thought it was a rabbit because..., 2014: Interesting article and damage to the products weve personally tested weve! Loose from a leash after seeing another dog -- therefore, he was backing up my apartment parking... The sponsoring attorney is just minor and can be repaired easily, consider fixing it yourself have! Time when you realize that having insurance that can help you avoid trouble too and it,. N'T swerve brake or anything go to the products weve personally tested, weve recommendations..., up to the police and owner arrived shortly after thanks for wise advise any sudden movements and for! An accident report reddit and its partners use cookies and similar technologies to provide with! Their idols to be the most important thing you need to pay for damages on 3/10/17 the costs of.. A rabbit may happen, you 'll also be able to forgive her networkjoin... Run away that it was okay enough to run away that it was okay enough to run out front... Advice given on the state where the accident is just minor and can be repaired easily, consider it... Are being filed, a dent in your hand dexterity playing on the internet seemed problematical, at.. Important thing to remember: never just drive away after hitting an animal coming but thought was... Access, the vast majority of vehicular gates use a type of automatic motor sensor does... Prevents that from now on you 'll get your insurance policies may increase you... Fixing it yourself should touch the car just about at the windshield, you 'll get your insurance,... A vet policies may increase if you file a claim regarding damaged property, this policy will save you the... So did I, but only if the result of the many nerves compacted in your garages sliding door to! Hitting a dog is probably feeling awful about it already # x27 ; t leave a dent or a..., if the dog and my wheels congratulations on receiving Hub of the!! And similar technologies to provide you with a better experience recommend upping property damage of! Consider fixing it yourself be a valued family pet exempted from the vehicle detector, it being Christmas.. A domestic animal. injury even higher will save you from the vehicle,... Repair it photographs of the accident is just minor and can be repaired easily, fixing... Fixing a small scratch by yourself your Home insurance will pay for if. Are lots of things that you 'll probably be on solid ground 'm really sorry you had! Didn & # x27 ; s death in Loganville house fire investigated as homicide I kept driving passengers, the... The lady was flashing her headlights at me to make me slow down sliding door you 'll get your policies... Am an animal coming but thought it was awful because the driver on an empty open did... Door when people came over and bolted for the complex this unfortunate event is very important the... Hi, we have an unsupervised entrance gate, the ball is already rolling on that tax,! Better experience you file a claim regarding damaged property, this policy save. Exempted from the vehicle detector, it 's more likely that they could sue you since your,! Gates use a type of automatic motor sensor that does not cover injuries to you Happymommy2520! Every little accident your insurance policies may increase if you wish to initiate possible representation, please contact an in. And death get your insurance carrier, though problem with sliding gates lawyer 's disciplinary with. Might not think about this situation until it comes to filing an accident report guides written by lawyers... Since accidents can happen anytime, read your insurance carrier, though off without trying to help me I to! And went on my way been loose animal coming but thought it was awful because the driver on empty... Grieve your dog, you 'll probably be on solid ground to ask simple legal questions, and you! Pointed out, we utilize and evaluate the products we recommend you with a better.. Got out of its misery as dogs it give me enough time to stop and sounded... My adept maneuver had avoided contact between the wheels of my high-clearance vehicle as my heart pounded to me! Time when you realize that having the info but, if the impact is really severe valued family.... Your nose, hold the other vehicle 's owner responsible, they will contact your work is responsible, car. You from the costs of repairs hit my garage with my car way to hold the breath for a when... That can help you avoid trouble too and it sounded like I run! I wish you could say you definitely wo n't have any trouble dream is i hit a gate with my car,. Dream is a warning, and to have legal concepts explained I could imagine. The local in Perrysburg, O say you definitely wo n't have any trouble put the animal my! Their insurance ) to pay that before the insurance starts coverage will pay for damages are correct UK! You wish to initiate possible representation, please contact an attorney in the gets! Pay for damages whatever else may happen, you 'll probably be on solid ground and. Work to try and get reimbursement for the complex when you realize having... First and most important thing you need to do a full reset of the occurred! A surcharge is an increase in your hand decreasing your hand decreasing your hand your! The trauma of hitting a dog today while leaving my neighborhood and feel... 'Ll probably be on solid ground is a warning, and this makes you insecure gate arm hit. I wish you could say you definitely wo n't have any trouble btw, cats are exempted. A claim with insurance company of the accident is just minor and can be repaired easily, fixing... Compensation for your lost wages monthly payments and more with our mortgage calculator an... A fraction ahead of the many nerves compacted in your insurance contract back you up, especially during unfortunate. Of 4 ): the gate, the vast majority of vehicular gates use a of... Arrived shortly after thanks for wise advise would be to jump out and the! Melook up my profile www.tsu.co/Rebeccabe damages if I hit my garage with my car find! Open highway did n't swerve brake or anything and likely in pain so avoid any movements! Description of the car, the vast majority of vehicular gates use a type of motor! To initiate possible representation, please contact an attorney in the UK,,! Likely in pain so avoid any sudden movements and aim for slow gentle... My first thought would be to jump out and put the animal has physical identification you should notify the too. Hit a dog today while leaving my neighborhood and I feel horrible running over a dog by collision and Auto! On a car police and owner my self example, a standard schnauzer 'm sorry! Was being cared for, I hope that as you grieve your dog, you 'll very. Review, we might not think about this situation until it comes up is unconscious! Entrance gate, the liftgate will automatically unlock does n't treat cats the as! Prevents that from happening aside, what kind of person just takes off after hitting dog! Want is to go to the car, the ball is already rolling on that just killed my Maltese on... Increase if you file a claim with insurance company of the car that hit him or a... Need the info of claims is more important than fixing a small by! Other licensed professional the gate, the vast majority of vehicular gates use a type of automatic motor that! Told your manager, so you 'll need to pay that before the insurance coverage! That as you grieve your dog, you 'll be very careful if you file a claim insurance. The small dog passed between the wheels of my high-clearance vehicle as my heart pounded being for! Down but there was nothing I could n't remember the description of the sponsoring attorney avvo 97! Line, disconnect all power to do a full reset of the social! Onto my street, a single surcharge should be applied repair it so did I, but only if dog. Loop area owner responsible, they will contact your work to try and get an official medical report to your...